Earning explained
How you earn with HomeCheff
You are not only chasing one-off sales. You build a customer portfolio. Percentages differ by product. There is no fixed salary.
The fundamental model first
An affiliate reward is calculated on the applicable HomeCheff platform revenue, not automatically on the customer’s full purchase amount.
- Customer payment
- HomeCheff platform revenue / platform fee
- Eligible affiliate pool
- Your affiliate reward
Not every percentage uses the same base. “50% affiliate” does not mean “50% of the order value”.
Affiliate: your customer portfolio
You are not only chasing one-off sales. You build your own customer portfolio inside the HomeCheff ecosystem.
When you introduce a customer, that customer stays linked to your partner relationship for as long as the relationship is valid. For as long as they keep using qualifying paid products, you can keep receiving recurring commission.
If you introduce a customer through one HomeCheff product, that customer stays linked to you. If they later use another qualifying HomeCheff product, that revenue can earn commission too, under that product’s rules. A later link does not replace an existing relationship.
You can start small, for example alongside your current job. The larger your active portfolio becomes, the larger the possibility of recurring commission. That is not a promise you can quit your job.
An affiliate introduces HomeCheff. A partner builds and looks after a customer portfolio. MAIN is a network role above a partner. SUB is the partner underneath. Where that split applies, it is 40% for SUB and 10% for MAIN of that product’s commission base, together the affiliate share. Not of the customer’s revenue.
You do not always receive 50% of what the customer pays. On Marketplace orders the pool is at most 50% of the platform fee. On Growth, 50% is the share of the distributable margin after the HC reserve. Studio uses its own residual.
If a customer cancels or payment stops, commission on that product stops. A refund reverses the commission on that transaction.
The referral cookie lasts 30 days. That is not how long your customer portfolio lasts. A promo code lasts only as long as that code is valid.
Marketplace: seller platform fees
If you sell via HomeCheff Checkout, a platform fee applies depending on your seller profile. Direct/contact settlements outside HomeCheff Checkout do not use this fee path.
Priced, eligible HomeCheff Checkout transactions use the payment rail and platform fee according to the active seller profile.
Direct or contact arrangements outside HomeCheff Checkout do not run this Checkout platform-fee path.
- Individual: 12%
- Business Basic: 9% · €39 / month
- Business Pro: 7% · €99 / month
- Business Premium: 5% · €199 / month
Buyer Stripe processing cost estimates are not HomeCheff platform fees and are not presented here as platform revenue.
Marketplace: affiliate
Up to 50% of the HomeCheff platform fee
Not: 50% of the sale amount.
Example
- Eligible Marketplace sale: €100
- Individual platform fee 12% = €12
- Maximum affiliate pool: 50% of €12 = €6
The customer does not pay this affiliate amount separately. It comes from the eligible HomeCheff fee pool. If multiple eligible affiliate relationships apply, the pool can be distributed according to the active structure.
Marketplace attribution can originate from eligible referral relationships connected to buyer and/or seller activity. No extra reward is added on top of the available pool.
Building an affiliate network
In selected programmes, campaigns or growth regions, HomeCheff may let affiliates invite other affiliates. When a MAIN/SUB structure applies, the available affiliate reward is shared according to the partner programme.
- Partner / SUB: 40%
- MAIN: 10%
- Combined: up to 50% of the eligible platform revenue / fee basis
These percentages are shares of eligible HomeCheff platform revenue or fee, not of full Marketplace GMV.
Whether you can start as MAIN depends on region, campaign or invitation. Existing affiliate relationships and accrued earnings remain if public MAIN enrolment later changes.
Delivery
Delivery providers must be 18+.
HomeCheff Delivery platform fee: 12% of eligible delivery gross
Affiliate pool: up to 50% of that HomeCheff Delivery platform fee
- Eligible delivery gross: €20
- Platform fee 12% = €2.40
- Maximum affiliate pool: €1.20
You do not automatically receive 50% of the courier’s full delivery amount.
Growth
HomeCheff Growth: monthly subscriptions excluding VAT (current official plans).
Free: €0
What is Growth commission calculated on?
Growth subscriptions include HC that can be used across the HomeCheff ecosystem. What the customer receives (the customer entitlement) and the HC reserve in the commission formula are two different numbers. For Growth Starter that is 2,500 HC at €47 per month, while the affiliate reserve is 750 HC. We deduct the face value of that reserve (1 HC = €0.01) from the subscription price excluding VAT. Of the remaining subscription amount, the distributable margin, you receive 50% affiliate commission. The full subscription price is therefore not the commission base. Included HC and monthly lead quota are separate entitlements: HC is not lead quota. Your subscription includes HC you can use within Growth, HomeCheff Studio and on HomeCheff. HC is ecosystem credit for supported features and purchases and is not withdrawable as buyer cash.
Commission is not calculated on VAT. Credit packs are not commissionable.
- Subscription price ex VAT
- HC reserve (face value)
- Distributable margin (remainder after HC reserve)
- 50% affiliate share
Growth Starter
- Subscription
- €47.00 / month
- Included HC
- 2,500 HC included
- Lead quota
- 175 leads / month (separate from HC)
- HC reserve
- €7.50 HC reserve (face value)
- Distributable margin
- €31.50
- Share of subscription price
- 80.77% of the subscription price ex VAT (after HC reserve)
- Your affiliate share
- 50% of the distributable margin
- Your commission
- €15.75
- Recurring
- You receive this commission for each qualifying paid subscription period, for as long as the customer generates qualifying paid revenue.
Growth Pro
- Subscription
- €79.00 / month ex VAT
- Included HC
- 2,800 HC included
- Lead quota
- 850 leads / month (separate from HC)
- HC reserve
- €28.00 HC reserve (face value)
- Distributable margin
- €51.00
- Share of subscription price
- 64.56% of the subscription price ex VAT (after HC reserve)
- Your affiliate share
- 50% of the distributable margin
- Your commission
- €25.50
- Recurring
- You receive this commission for each qualifying paid subscription period, for as long as the customer generates qualifying paid revenue.
Growth Business
- Subscription
- €199.00 / month ex VAT
- Included HC
- 10,000 HC included
- Lead quota
- 3,200 leads / month (separate from HC)
- HC reserve
- €100.00 HC reserve (face value)
- Distributable margin
- €99.00
- Share of subscription price
- 49.75% of the subscription price ex VAT (after HC reserve)
- Your affiliate share
- 50% of the distributable margin
- Your commission
- €49.50
- Recurring
- You receive this commission for each qualifying paid subscription period, for as long as the customer generates qualifying paid revenue.
Growth Enterprise
- Subscription
- €399.00 / month ex VAT
- Included HC
- 18,000 HC included
- Lead quota
- 5,500 leads / month (separate from HC)
- HC reserve
- €180.00 HC reserve (face value)
- Distributable margin
- €219.00
- Share of subscription price
- 54.89% of the subscription price ex VAT (after HC reserve)
- Your affiliate share
- 50% of the distributable margin
- Your commission
- €109.50
- Recurring
- You receive this commission for each qualifying paid subscription period, for as long as the customer generates qualifying paid revenue.
Direct affiliate: 50% of the distributable margin (after deducting the HC face reserve from eligible Growth subscription revenue ex VAT)
MAIN/SUB where applicable: Partner 40% · MAIN 10% of the same distributable margin
Duration: for as long as the customer generates qualifying paid revenue
Credit packs are not commissionable.
You receive this amount only for a fully paid subscription period with valid attribution. Refunds, chargebacks or cancellation can block or reverse the reward.
Growth payout follows the Growth ledger: positive available balance may be payable under Growth rules (not automatically the same Marketplace threshold).
Studio
HomeCheff Studio: current monthly plans.
What is Studio commission calculated on?
Affiliate commission is calculated on the available commissionable margin, not on the full subscription list price. That margin is the eligible residual platform revenue: net receipt excluding VAT, minus estimated payment costs, minus Model A HC treasury coverage for included credits.
“50%” therefore does not automatically mean half the catalogue price (e.g. not automatically €7.50 on Creator).
- Studio payment (catalogue price)
- Available commissionable margin (residual)
- 50% affiliate share
Creator
- Subscription
- €15.00 / month
- Included HC
- 900 HC included
- Available margin
- €3.39
- Margin vs catalogue price
- 22.6% of the catalogue price
- Your affiliate share
- 50% of the available commissionable margin
- Your commission
- €1.70 per fully paid subscription period
- Recurring
- For as long as the customer keeps a qualifying paid subscription, you receive this amount on each qualifying period.
Pro
- Subscription
- €29.00 / month
- Included HC
- 1,800 HC included
- Available margin
- €6.21
- Margin vs catalogue price
- 21.41% of the catalogue price
- Your affiliate share
- 50% of the available commissionable margin
- Your commission
- €3.11 per fully paid subscription period
- Recurring
- For as long as the customer keeps a qualifying paid subscription, you receive this amount on each qualifying period.
Studio
- Subscription
- €79.00 / month
- Included HC
- 5,000 HC included
- Available margin
- €16.43
- Margin vs catalogue price
- 20.8% of the catalogue price
- Your affiliate share
- 50% of the available commissionable margin
- Your commission
- €8.22 per fully paid subscription period
- Recurring
- For as long as the customer keeps a qualifying paid subscription, you receive this amount on each qualifying period.
Annual (catalogue): €150.00 · €290.00 · €790.00, commission follows the paid invoice period within the window.
For Studio you receive 50% of the available commissionable margin (eligible residual platform revenue).
Duration: for as long as the qualifying paid subscription continues
You receive this amount only for a fully paid subscription period with valid attribution. Unused credits do not change the fixed illustrative margin; extra packs may be separately eligible under Studio rules.
Personal or via your company
As a person
The affiliate relationship belongs to your personal account. Reporting and payout go to the eligible personal participant.
Via my company
Eligible attribution belongs to the company relationship. Reporting and payout go to the eligible company participant.
Personal and company use the same percentage rules (direct 50% of the product basis; MAIN/SUB 10%/40% where applicable). Only ownership of attribution, reporting and payout differs.
Attribution window vs earning window
The period in which a new user can be linked to your referral is not the same as the period in which you can earn after a valid link.
- Initial referral / first-touch cookie: 30 days
- Marketplace earnings after a valid link: for as long as the customer generates qualifying paid revenue
- Growth: for as long as the qualifying customer relationship generates paid revenue
- Studio: for as long as the qualifying paid subscription continues
No lifetime commission. The attribution cookie is shorter than the earning period.
Payout
- Marketplace affiliate: minimum payout €10
- New Marketplace ledger entries: 14-day hold/processing before they can become available
- Payout via Stripe Connect where set up for your role
New affiliate earnings may first have a hold/processing period before they are available for payout. No instant-payout promise.
Growth and Studio may follow different payout thresholds than Marketplace, always check product-specific rules in your dashboard.
Comparison by platform
| Platform | What you promote | Calculation basis | Direct affiliate | Duration |
|---|---|---|---|---|
| Marketplace | Buyers / sellers / eligible Marketplace activity | HomeCheff platform fee | Up to 50% | While qualifying paid revenue exists |
| Delivery | Eligible delivery activity | HomeCheff Delivery platform fee | Up to 50% | Applicable certified window |
| Growth | Paid subscription | Distributable margin = residual after HC face reserve from subscription revenue ex VAT | 50% of that margin | For as long as the qualifying customer relationship generates paid revenue |
| Studio | Subscription / eligible pack | Commissionable margin = eligible residual platform revenue | 50% of that margin | For as long as the qualifying paid subscription continues |
Marketplace
- What you promote:
- Buyers / sellers / eligible Marketplace activity
- Calculation basis:
- HomeCheff platform fee
- Direct affiliate:
- Up to 50%
- Duration:
- While qualifying paid revenue exists
Delivery
- What you promote:
- Eligible delivery activity
- Calculation basis:
- HomeCheff Delivery platform fee
- Direct affiliate:
- Up to 50%
- Duration:
- Applicable certified window
Growth
- What you promote:
- Paid subscription
- Calculation basis:
- Distributable margin = residual after HC face reserve from subscription revenue ex VAT
- Direct affiliate:
- 50% of that margin
- Duration:
- For as long as the qualifying customer relationship generates paid revenue
Studio
- What you promote:
- Subscription / eligible pack
- Calculation basis:
- Commissionable margin = eligible residual platform revenue
- Direct affiliate:
- 50% of that margin
- Duration:
- For as long as the qualifying paid subscription continues
Example calculations
Example calculations. Actual earnings depend on valid activity, attribution, programme and any split within an affiliate network. No guaranteed income.
International
HomeCheff is designed to connect makers and customers across borders in the future. International selling, payments and shipping become available per country once the required payment, payout and shipping capabilities are supported.
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